Blackspot

Student Loan Scam

Can we break the chains of student debt?

Ask most university students in the United States how they afford their education and the answer will be "student loans." I once had a discussion with a professor at a film school in California. He said that his students take out student loans of tens of thousands of dollars in order to fund their final film projects but upon graduation are often only able to land unpaid internships in Hollywood. "How do they cope?" I wondered aloud. "Well," my friend replied, "each year a couple of them commit suicide on campus." It turns out that for some students, suicide is the only way they'll ever repay their loans. Student loan debt is a chain that shackles our brightest minds to the consumer society and forces them to use their education to make money rather than benefit society. Those who are unable to make their payments are afforded few protections by the law.

In 1970, Ivan Illich wrote "Deschooling Society" in which he challenged us to rethink the role of compulsory education. Illich explained his position thus:

"Equal educational opportunity is, indeed, both desirable and a feasible goal, but to equate this with obligatory schooling is to confuse salvation with the Church. School has become the world religion of a modernized proletariat, and makes futile promises of salvation to the poor of the technological age. The nation-state has adopted it, drafting all citizens into a graded curriculum leading to sequential diplomas not unlike the initiation rituals and hieratic promotions of former times. The modern state has assumed the duty of enforcing the judgment of its educators through well-meant truant officers and job requirements, much as did the Spanish kings who enforced the judgments of their theologians through the conquistadors and the Inquisition. [...] Now we need the constitutional disestablishment of the monopoly of the school, and thereby of a system which legally combines prejudice with discrimination. The first article of a bill of rights for a modern, humanist society would correspond to the First Amendment to the U.S. Constitution: 'The State shall make no law with respect to the establishment of education.' There shall be no ritual obligatory for all."

If job discrimination was not permitted based upon previous education, but only upon ability to preform the task, then the drive to secure ever more expensive schooling would be undercut. Perhaps what we need is a movement to "deschool society" coupled with the formation of alternative, blackspot schools that impart knowledge in a radical (low-cost) manner.

What is your experience with student loans? How do you think we can revolutionize the educational model?

Micah White is a Contributing Editor at Adbusters Magazine and an independent activist. He is writing a book on the future of activism. www.micahmwhite.com

Attention: do you have a blackspot idea? I would like to print an occasional guest post on this blog and I am now looking for submissions, if you have something to share that will further the blackspot philosophy, write it up in under 500 words and send it to micah (at) adbusters.org.

22 comments on the article “Student Loan Scam”

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Anonymous

Is "I wondered allowed" a subtle pun or an error? I'm not trying to be a cynic, I'd really like to know.

Anonymous

Is "I wondered allowed" a subtle pun or an error? I'm not trying to be a cynic, I'd really like to know.

Walt

A friend bought a condo in Pheonix and sent her son to the local community college, out of state (cheap). After two years, her son had residency established and transfered everything to the University of Arizona. He used in-state tuition ($900 a semester) and after two years became an accountant. And, she has a condo in Pheonix and he has no student loans. Think outside the box.

Walt

A friend bought a condo in Pheonix and sent her son to the local community college, out of state (cheap). After two years, her son had residency established and transfered everything to the University of Arizona. He used in-state tuition ($900 a semester) and after two years became an accountant. And, she has a condo in Pheonix and he has no student loans. Think outside the box.

Mike

The first rule of an ambush is don't get in one. Similar to debt..don't get in it. You can go bankrupt and the courts will write it off. However, student debt is a debt that will follow you for the rest of your life. Read, Generation Debt by Anya Kamenetz. It explains this and more. Follow up this book by reading The Disposable American: Layoffs and Their Consequences by Louis Uchitelle. After reading these two books you will realize that high education costs and lack of good paying, secure jobs you will see why there is an economic meltdown and the domino effects of social ills that go along with it I never had a student loan and never had much debt to speak of. Matter of fact my last car payment was 16 years ago. Credit cards..never. So, don't get into debt. Live within your means. Be careful with your money. An old hippy once told me..."hey man, use your library card, not your credit card." There's alot to be said about that quote. Think about it. Don't get in the ambush, don't get into debt.

Mike

The first rule of an ambush is don't get in one. Similar to debt..don't get in it. You can go bankrupt and the courts will write it off. However, student debt is a debt that will follow you for the rest of your life. Read, Generation Debt by Anya Kamenetz. It explains this and more. Follow up this book by reading The Disposable American: Layoffs and Their Consequences by Louis Uchitelle. After reading these two books you will realize that high education costs and lack of good paying, secure jobs you will see why there is an economic meltdown and the domino effects of social ills that go along with it I never had a student loan and never had much debt to speak of. Matter of fact my last car payment was 16 years ago. Credit cards..never. So, don't get into debt. Live within your means. Be careful with your money. An old hippy once told me..."hey man, use your library card, not your credit card." There's alot to be said about that quote. Think about it. Don't get in the ambush, don't get into debt.

Indiana

Education is a business, plain and simple. But these lines are blurred in an academic setting - why taunt the ever-hungry beast of enlightenment? What is worst is the myth most adults hold dear - their children will get further with a university/college education than they have without one. Push them to go...ingrain the thoughts early in life. Oh how slavery has changed, and worst through personal choice. Welcome the growth of the well educated, lower middle class. Their numbers will surely grow.

Indiana

Education is a business, plain and simple. But these lines are blurred in an academic setting - why taunt the ever-hungry beast of enlightenment? What is worst is the myth most adults hold dear - their children will get further with a university/college education than they have without one. Push them to go...ingrain the thoughts early in life. Oh how slavery has changed, and worst through personal choice. Welcome the growth of the well educated, lower middle class. Their numbers will surely grow.

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